Quick Payday Cash Loan

does anyone know how the quick cash loans advertised on TV actually work? has anyone actually applied for one and qualified? i need to borrow about $2500 dollars quickly, my income is about $1800 a month and would like to know how one goes about applying and actually qualifying for these types of loans. i’ve seen “payday loans” and others that claim that they don’t need to check your credit, supposedly you just need to have steady income and a checking/savings account to apply. if anyone has actually gone through this process, can you please tell me how you did it and how soon you were able to actually get the money? i need to move from my current home (which i have lost in a foreclosure, that’s why my credit score would be a problem) and move into a rental. i need about $3000 to get into the place i have found. my deadline (and i know i’m cutting it really close) is 11/03/08. any tips/advice on how to go about doing this would be greatly appreciated. also, are there any of these types of loans available on the internet? have any of you gone through the internet to obtain a loan of this type and if yes, how did that process go?

thanks!!
hello everyone, thank you for answering, but what i want to know is WHICH one is the best one to use. i really need this loan. there’s got to be one which will allow me to make payments instead of having to pay 1 lump sum at paytime right?

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4 Responses to “how do those “quick cash loans” advertised on TV work?”

1. Bassz Says:
   October 13th, 2008 at 8:45 am

   Ok, don’t know if you would like to take an advice from an 18 year old…but…from what I’ve learned, the interest rate from the “Quick Cash loans” will **** you in the end.

2. Lil' E. Says:
   October 14th, 2008 at 9:53 am

   make sure you read everything and ask questions, come with questions in your head before you go in, be careful.

3. Char Says:
   October 17th, 2008 at 7:06 pm

   If at all possible I would try to avoid those types of loans. Most of those loans you have to repay on your next pay day. Very short term and one lump sum, and yes, very high interest. I’ve been there, trust me those types of loans usually make your situation worse. I’m not sure if they would be able to help but I included a link for more info on “Hope for Homeowners”. If nothing else one of the counselors may be able to give you some good advice. Hope this helps.

4. Emilie B Says:
   October 19th, 2008 at 6:38 pm

   Try finding other methods to get the cash first. Payday loan companies offer a great service, but it’s not something just anyone should get invovled with. If you do take a loan, pay it back quickly.

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